How much you pay for auto insurance depends on several factors that are
somewhat out of your hands, including your age, where you live, what you
drive, and your driving history. However, you do have some control over
the types of policy features you choose. If you’re shopping for a new
auto insurance policy in Mountain View, CA, keep these tips in mind to find the right plan that meets your insurance needs
and your budget.
Compare Different Policy Rates
Shopping for auto insurance is like any other major purchase you make: It helps to shop around. You
shouldn’t necessarily be looking for the cheapest insurance policy
you can find, but comparing rates will give you a better sense of what
good auto insurance actually costs.
Decide How Much Coverage You Need
While there are state-mandated coverage minimums, having too much insurance
can be expensive and unnecessary. California law requires that drivers
have a minimum liability protection of $30,000 and $5,000 in property
damage liability protection. As far as purchasing insurance above the
mandated minimum coverage, it’s best to speak with an insurance
agent about your individual coverage needs.
Factor in Additional Policy Features
When shopping for an auto insurance policy, and especially when comparing
different policy rates, be sure to research and factor in additional policy
features such as medical coverage, uninsured motorist protection, and
personal injury protection. These additional features are not required
by law, but could end up saving you thousands in the event you need them.
If you need help finding a comprehensive and
affordable auto insurance policy, contact Damberger’s Insurance Agency. Our independent agents
can help you compare different policies and figure out exactly how much
coverage you need. For additional information, or to get started on your
new insurance policy, call us at (650) 419-8636.