auto insurance does not have to be overwhelming. While teenagers do face higher auto
insurance rates, there are many things parents and teens can do to find
affordable coverage. If you’re son or daughter is learning how to
drive and you need to find affordable auto insurance in Mountain View,
CA, the answers the following questions about teen car insurance should help.
Can I Add My Son or Daughter to My Policy?
Not only can you add your teenage driver to your existing auto insurance
policy, it is almost always a good idea to do so. While teens can be insured
separately, buying auto insurance for the whole family is significantly
cheaper. In addition, most insurance providers will not charge extra until
your teen driver actually gets his or her license. .
How Can I Cut Auto Insurance Costs?
Teen auto insurance may be slightly pricier, but both kids and parents
can take many
steps to reduce expenses on their ends. For example, most auto insurance providers offer discounts
for teen auto insurance when a young driver maintains a B average. In
fact, your teen can save you up to 25% by getting good grades. Additionally,
makes and models of cars with proven track records for safety can dramatically
reduce teen auto insurance rates.
What Happens If a Teen Incurs Driving Penalties?
Your car insurance deductible will increase if your teen gets into accidents.
Additionally, teen speeding tickets, DUIs, and traffic infractions can
make your auto insurance costs go up. To avoid increasing your auto insurance
rates, make sure to teach your teenage driver safe roadway habits.
need auto insurance for your new teen driver or want to inquire about a policy for yourself, look no further than Damberger’s
Insurance Company. Our experienced auto insurance agents are here to meet
all your needs. In addition to auto insurance, we also offer comprehensive
home insurance. Call us at (650) 969-8445 today.